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Understanding the Benefits of Homeowners Insurance in Denver, CO

As a homeowner, it is up to you to protect your family as well as your financial investment. Your home is one of the biggest financial responsibilities you will ever have. It is up to you to protect your home by any means necessary. This can mean installing a do-it-yourself home security system or a

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Do You Have Enough Homeowners Insurance to Rebuild Your House?

The standard homeowners insurance policies cover damage resulting from fire, hail, lightning, explosions. If you are in areas prone to earthquakes or floods, you need to get coverage for those risks, as well. Importantly, you should ensure that your policy’s coverage limits are high enough to pay for your property’s rebuilding costs. Your home’s purchase

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Will My Homeowners Insurance Cover Broken Windows?

Glass can be expensive to replace and usually requires an installer who specializes in fixing windows. Your standard homeowners insurance may cover certain but not all incidents involving broken windows. Here are a few different scenarios where your home insurance may or may not cover broken windows. Scenario 1- When Something Breaks Your Window Your

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Knowing Your Home Insurance Policy’s Special Limits

Out of all the insured homes in the U.S., two-thirds are underinsured. While some homeowners know they’re underinsured, others do not. Undervaluing a home’s contents and failure to increase coverage after purchasing an expensive item or completing a major home improvement project contribute to homeowner’s underinsurance. Additionally, the special limits that insurers usually put on

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