Here Are 5 Things to Keep in Mind While Purchasing Disability Insurance

Benefits Overlap Alert

Watch for overlap with existing benefits to avoid surprises. Review all benefits to understand their interaction with your disability insurance.

Occupation-Specific Coverage

Choose disability insurance tailored to your profession's unique risks and demands for comprehensive protection aligned with your job.

Accurate Income Estimation

Avoid gaps or extra costs by accurately assessing future income. Select a disability insurance policy that matches your earnings for optimal coverage.

Scrutinize Employer Coverage

Review terms of employer-provided disability insurance. Be aware of limitations like coverage caps and qualifying criteria, considering additional policies for full protection.

Early Action for Lower Premiums

Act early to secure disability insurance. Purchasing when young and healthy ensures lower premiums and comprehensive, cost-effective coverage for the long term.

Secure your financial future with disability insurance from Spotlight Insurance, Denver, Colorado. Act now for comprehensive coverage tailored to your needs. Contact us today!

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