Auto liability insurance helps pay for injuries and property damage you cause to others in a covered accident. It is a required part of most auto insurance policies.
The per person limit is the maximum your insurer pays for one injured individual. Any costs beyond that limit may become your responsibility.
The per accident limit is the total amount your policy pays for all bodily injury claims from a single accident, regardless of how many people are injured.
A policy shown as 100/300/100 means: • $100,000 per injured person • $300,000 per accident • $100,000 for property damage
State minimum coverage may not fully protect your finances after a serious accident. Reviewing your liability limits can help reduce out-of-pocket expenses and better protect your assets.
Get the right auto insurance coverage with Spotlight Insurance Agency. Our experts can help you understand your liability limits and choose a policy that fits your needs. Call 720.923.1500 or visit spotlightins.com to get started today.