Just like when you own a home, you want your possessions to be protected when you are renting your home. Whether it is an apartment or a home, renters insurance is the key to protecting your belongings and financial security. If you don’t have a renters insurance policy, you will have to pay for everything
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Also referred to as tenant insurance, renters insurance is a policy that protects a tenant’s belongings from damage emanating from a named peril. It pays for the loss related to theft, vandalism, some natural disasters, fire, bodily injuries, and water damage, among other perils. Renters insurance in Denver, Colorado, is particularly important because this city
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Umbrella insurance is a type of liability coverage that extends the coverage limits of your basic liability policies such as homeowners, auto, and watercraft insurance policies. In case you lose a liability lawsuit, it covers any amount above the limits of your standard policies and all legal costs related to the lawsuit. Therefore, it helps
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According to the Insurance Information Institute (III), water damage in residences costs billions of dollars every year. Homeowners insurance is a practical cover for property owners to avoid financial loss after incurring water damage. However, prevention is much better as such claims can increase your liability insurance costs if you’re at fault as the contractor
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Today car theft happens much more than people think. Over 700,000 vehicles are stolen each year, according to statistics reported by the Insurance Information Institute. Your homeowners’ insurance covers theft of items within the home but not a car theft, which is covered by auto insurance. Here are important theft prevention tips to protect your
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While more than 85% of American homes are insured, two-thirds of them have inadequate insurance coverage. The high underinsurance rate is mainly due to the relatively high cost of home insurance coverage and the exclusions in this type of policy. For instance, the standard homeowners insurance excludes damage from earthquakes, floods, and hurricanes. Fortunately, there
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