OUR SERVICES

PERSONAL INSURANCE
PERSONAL INSURANCE

Protect what matters most. More now than ever, protecting your family’s assets requires an insurance agency partner who can tailor coverage to your specific needs while keeping you informed along the way.

BUSINESS INSURNACE
BUSINESS INSURNACE

Every business is unique, our experience and service oriented approach allows us to customize a tailored solution for all types of businesses.

Liability Insurance
LIFE INSURANCE

Life Insurance needs evolve as your family, business and income grow. Our team is here to navigate the proper coverage throughout and simplify the process while safeguarding your future.

EXCEPTIONAL CUSTOMER EXPERIENCE

The Spotlight team works diligently to provide the most appropriate and cost-effective insurance coverages for our customers. Our ability to focus on each of our clients unique needs, creates a high-touch and high-value customer experience.

OUR DIFFERENCE

TRUSTED PARTNERS

We partner with the industry’s most trusted insurers while creating a personalized service for our clients

Knowing Your Home Insurance Policy’s Special Limits
Knowing Your Home Insurance Policy’s Special Limits

Out of all the insured homes in the U.S., two-thirds are underinsured. While some homeowners know they’re underinsured, others do not. Undervaluing a home’s contents and failure to increase coverage after purchasing an expensive item…

Understanding Auto Liability Limits (Coverage Per Person, Per Accident)
Understanding Auto Liability Limits (Coverage Per Person, Per Accident)

There’s a maximum amount that your insurer can pay for a covered incident on your auto liability policy. This figure is the coverage limit for the specific event. If the cost of the covered accident…

Business Owner’s Policy Insurance (BOP): An Overview
Business Owner’s Policy Insurance (BOP): An Overview

A business owner’s policy or BOP insurance encompasses different types of coverage that businesses need to protect themselves from financial loss. All types of businesses ranging from sole proprietorships to huge conglomerates need business insurance…