business owners policy
At Spotlight Insurance, we understand that small business owners have a lot on their plate. Founded as a small business ourselves, we know that there aren’t enough hours in the day. That’s why we’ve made securing insurance as easy and as painless as possible for small business owners in Denver and beyond.
Commercial General Liability Insurance
There’s never a good time for an accident to occur on a business site. It’s also impossible to predict when they may happen. The one thing in our control, however, is preparation. General liability insurance is a coverage that steps in to protect your business when the worst happens.
Workers’ Compensation Insurance
As a business owner with employees, you need workers’ compensation in Denver. Even if you only have one employee, this coverage is needed to safeguard your team members who work tirelessly to progress your business.
Professional Liability Insurance
Providers of services, or a professional of any kind, are at risk of liability due to what’s known as errors and omissions (E&O) coverage. Mistakes happen – regardless of how much you prepare to prevent accidents. If someone were to sue your business for negligence, you could face a large judgment and hefty fines. That’s why you need professional liability insurance in Denver for your enterprise.
Employment Practices Liability Insurance
A disgruntled employee is bad for business. There are many reasons why a team member would choose to take legal action against an employer and, most of the time, they are unexpected by the business owner. Employment Practices Liability Insurance, also known as EPLI, protects business owners when employees decide to sue.