UMBRELLA INSURANCE

A Shelter From the Unexpected

In today’s world, anyone can get hit with an unexpected lawsuit. That’s why it’s more important than ever to consider an added layer of protection for your assets and to give you peace of mind. An umbrella policy can step in to shelter you from the storm.

How Does an Umbrella Policy Help?

An umbrella insurance policy provides additional liability coverage that extends beyond your current auto, homeowners, and renters insurance policy. If you are responsible for causing bodily injury or property damage, your current policies may not be enough to handle the claims and payouts. This is especially true if you cause a serious accident where the medical injuries and property damage is immense.

An umbrella policy steps in to add a layer of protection for your assets. It helps cover defense costs, court fees, and other charges associated with a covered claim.

Do I Need an Umbrella Policy?

We recommend an umbrella policy to all of our clients, but especially those who:

  • Own their own home, have rental properties, or vacation properties
  • Host guests on their property
  • Live in a multi-family building
  • Have a teen driver
  • Own a pet
  • Own a watercraft or off-road vehicle
  • Participate in risky activities such as skiing, snowboarding, or cycling

For our clients, we provide quality umbrella coverage that shelters them from the steep financial risks we experience in this litigious society.

Umberella Ins